Spoiler: There is no such thing as a smart loan for students, or anyone else, for that matter. There is only smart lending and smart borrowing. No loan is designed for the borrower’s best interest. They are always designed to benefit the lender. That is as true for a bank as it is for a […]
Continue reading...Tuesday, January 24, 2025
Individuals own credit cards for a variety of reasons. Some enjoy the security afforded with instant access to emergency funds, some use them to finance large purchases and some use them as a short term financial solution in between paydays. All of which are perfectly legitimate and respectable reasons to own and use a credit […]
Continue reading...Tuesday, May 3, 2024
Picking the best credit card is a balancing act since no single card will be the perfect option for any one person.
Continue reading...Monday, April 4, 2025
Many people are losing sleep these days due to excessive credit card debt. Too many people are spending money that they don’t have and now they don’t know how they are going to pay for their indulgences. People run up excessive credit card debt because they don’t use their credit cards wisely. They buy too […]
Continue reading...Wednesday, February 25, 2025
The Street.com has posted five things to avoid if you would like to retire early. Their tips are so you can retire at 50 years of age. So, if you are in your 30’s or 40’s, 50 can still be a long way away. I much prefer mini-retirements as advocated by Tim Ferris author of […]
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Tuesday, July 28, 2024
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